Our Story

Since our company was founded in 2004, we have stayed true to our mission of helping clients build financial independence and security through home equity solutions. Over the years, we have grown from a small start-up to one of the largest Reverse Mortgage lenders in the nation. We have helped over 50,000 seniors obtain access to the equity in their homes to help them live more comfortable and financially secure lives.

As we look forward to the next chapter in our history, you can count on Liberty to stay true to our core values and commitment to always put our clients’ needs first.

Timeline Milestone  
  • PHH’s President Glen Messina brings Liberty into the PHH family
  • Liberty Home Equity Solutions, Inc. becomes Liberty Reverse Mortgage
  • Changes the lives of over 74,000 seniors to date
Liberty Reverse Mortgage
  • Ocwen purchases PHH Mortgage
  • Changes the lives of over 70,000 seniors to date
PHH Mortgage
  • Receives ConsumerAffairs Brand Accreditation (4.5+ star rating) and continues to maintain an A+ BBB Rating for 13 years
  • Launches local chapter for Ocwen Global Women’s Network (OGWN)
  • Changes the lives of 63,975 seniors to date
BBB Accredited Business
  • Launches Diversity and Inclusion Program, an initiative to ensure we create, promote and sustain a diverse work environment
  • Changes the lives of 56,474 seniors to date
Ocwen Financial Corporation
  • Michael Kent joins Liberty as President and serves on the NRMLA (National Reverse Mortgage Lenders Association) Board of Directors, Executive Leadership Team
  • Changes the lives of 49,735 seniors to date
National Reverse Mortgage Lenders Association
  • Launches HECM Zero Product
  • Releases a proprietary HECM Loan Origination System (HELOS) which helps simplify the HECM loan process
  • Changes the lives of 42,481 seniors to date
  • GFHEA launches a new company name, Liberty Home Equity, Inc. (Liberty)
  • Liberty becomes a wholly-owned subsidiary of Ocwen Financial Corporation
  • Launches Liberty University to promote associate and partner education
  • Liberty issues its first Ginnie Mae security
  • Changes the lives of 35,855 seniors to date
Liberty Home Equity Solutions
  • Ranks #2 in retail loans, 4,712 in HECM loan originations
  • Reaches 25,000 closed loan milestone
  • Launches TV advertising including Robert Wagner as spokesperson
  • Company grows to over 450 associates nationwide
  • Ocwen Financial Corporation, a leading global mortgage servicer announces plans to purchase Genworth Financial Home Equity Access, Inc. in the first half of 2013
  • Changes the lives of 27,112 seniors to date
2012 - Ocwen Purchases GFHEA
  • GFHEA becomes an approved Ginnie Mae issuer
  • Invests in on-line marketing to reach new segment of web-savvy seniors
  • Record volume: Funds 1,131 retail 3,694 wholesale loans
  • Changes the lives of 20,269 seniors to date
Genworth Launches Online Marketing
  • Expands service to 50 states
  • GFHEA enhances its operational capabilities including investments in new process efficiencies and increased compliance.
  • Changes the lives of 15,444 to date
2008 - Team Photo
  • Introduces wholesale financing for HECM loans (March 2007)
  • Genworth Financial, a global fortune 500 insurance company, acquires Liberty Reverse Mortgage.
  • Changes its name to Genworth Financial Home Equity Access, Inc. (GFHEA)
  • Expands footprint to17 states and employs 180 people
  • Changes the lives of 3,721 seniors to date
Liberty changes name to Genworth Financial Home Equity Access
  • Peter Engelken joins Liberty and becomes its first CEO leading a team of 40 people
  • Liberty expands its retail operations to 8 states
  • Becomes a top 10 HECM lender
  • Receives HUD Direct Endorsement Approval (2/2006)
  • Becomes Fannie Mae Seller / Servicer (11/2006)
  • TV & radio campaigns launched with spokesperson Jim Lange, former host of “The Dating Game”
  • Employs 130 people
  • Changes the lives of 1,630 seniors to date
2006 - Employs 130 people
  • Liberty Reverse Mortgage is founded by Scott Hanson and Pat McClain, the owners of a leading Sacramento based financial planning firm (incorporated in CA on September 5, 2003)
  • Launches first direct mail marketing campaign
  • Changes the lives of 130 seniors
2004 The Start