Welcome to Liberty Home Equity Solutions, Inc.
As one of the largest reverse mortgage lenders in the U.S., we help homeowners discover how a reverse mortgage loan may help them access funds to meet their short-term financial goals and plan for a more secure retirement.
A reverse mortgage is a unique, Federal Housing Administration (FHA)-insured loan1 that allows eligible homeowners age 62 years and older to convert a portion of their home’s equity without having to make monthly mortgage payments.2
Reverse mortgage loans have helped homeowners:
- Supplement retirement income
- Pay off an existing mortgage or other existing debt
- Pay for medical care, prescription drugs and in-home care
- Cover large or unexpected expenses
- Make home improvements and repairs
- Stretch retirement savings
Click here to request our free Educational Reverse Mortgage Handbook or call 866.751.6105 to find out if a reverse mortgage loan is right for you.
1 Federal Housing Administration (FHA) mortgage insurance premiums (MIP) will accrue on your loan balance. You will be charged an initial MIP at closing. The initial MIP will be 2% of the home value but not to exceed $12,723. Over the life of the loan, you will be charged an annual MIP that equals .5% of the outstanding mortgage balance.
2 You must live in the home as your primary residence, continue to pay required property taxes, homeowners insurance, and maintain the home according to Federal Housing Administration requirements. Failure to meet these requirements can trigger a loan default that may result in foreclosure.