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You must still live in the home as your primary residence, continue to pay required property taxes, homeowners insurance and maintain the home according to Federal Housing Administration requirements. Failure to meet these requirements can trigger a loan default that may result in foreclosure.

Reverse Mortgage Calculator

See your reverse potential in just two steps

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A+ Accredited Business

Better Business Bureau®

$7.5 Billion

Loans Funded

60,000+ Borrowers

Helped

20+ Years

of Excellence

Real Stories, Real Results

"Michael was very good with me He would contact me 2-3 times a week update and leave me know if there was anything else that I needed to get"

Thurman K
- March 4th, 2025

"1. Communication: I was kept updated throughout the process. All forms were sent to keep me informed. 2. Explanations: Chris and Leigha were always available to answer questions. 3.Competitive: Met the competition's offerings"

APINANTANA D
- March 3rd, 2025

"Liberty Reverse Mortgage loan officers were very helpful thru this process. Marie and Sabrina were very knowledgeable on every aspect to make this a smooth transaction with calls and emails to advise me of everything to expect."

Susan S
- March 2nd, 2025

"Because of Jim Wilson is very thorough and explaining how a reversed mortgage could help me in my situation he answered all my questions and was it able to completely assist me through the whole process. Thank you Mr Jim Wilson."

David R
- February 28th, 2025

Liberty Reverse Mortgage Options

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Standard Reverse Mortgage (HECM)

A Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, enables you to access a portion of your home’s equity without having to make monthly mortgage payments.

About HECM Loan

Buy a Home with a Reverse Mortgage

A Home Equity Conversion Mortgage (HECM) for Purchase is a reverse mortgage that allows seniors, age 62 or older, to purchase a new principal residence using loan proceeds from the reverse mortgage.

HECM for Purchase
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Refinance Your Reverse Mortgage

Review your options to access more cash from your home's equity and adjust your terms to better fit your current needs.

Access My Equity

Compare HECM to HELOC

A HELOC is a line of credit that requires monthly payments in addition to your existing mortgage, while a HECM allows you to access your home's equity while eliminating your mortgage payments.

Compare Now
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Get The Funds You Need With A Reverse Mortgage

Every homeowner’s needs are unique. Discover how a reverse mortgage (HECM) can be tailored to your specific financial goals and retirement

Find the Perfect Mortgage

You must still live in the home as your primary residence, continue to pay required property taxes, homeowners insurance and maintain the home according to Federal Housing Administration requirements. Failure to meet these requirements can trigger a loan default that may result in foreclosure.
You must still live in the home as your primary residence, continue to pay required property taxes, homeowners insurance and maintain the home according to Federal Housing Administration requirements. Failure to meet these requirements can trigger a loan default that may result in foreclosure.

Real Stories, Real Results

"Michael was very good with me He would contact me 2-3 times a week update and leave me know if there was anything else that I needed to get"

Thurman K
- March 4th, 2025

"1. Communication: I was kept updated throughout the process. All forms were sent to keep me informed. 2. Explanations: Chris and Leigha were always available to answer questions. 3.Competitive: Met the competition's offerings"

APINANTANA D
- March 3rd, 2025

"Liberty Reverse Mortgage loan officers were very helpful thru this process. Marie and Sabrina were very knowledgeable on every aspect to make this a smooth transaction with calls and emails to advise me of everything to expect."

Susan S
- March 2nd, 2025

"Because of Jim Wilson is very thorough and explaining how a reversed mortgage could help me in my situation he answered all my questions and was it able to completely assist me through the whole process. Thank you Mr Jim Wilson."

David R
- February 28th, 2025